Security means home to me, both as a mother and as a military spouse. As we move all over every 3 years, finding a home and setting up shop says: security. At least for the time being. Finding a home and settling in also brings up words like safety, family, and contentment. Contentment has been a big theme taking up residence in my thoughts as of late.
As we face our next PCS we are doing things a bit differently this time around. While Eric leaves for our next duty station, I am staying behind this time with the kids and of course our 4-legged family members. Why would we do this? Well, not only do we love our kids’ school, Eric will deploy soon after relocating, so we can either miss him from somewhere familiar and somewhat comfortable, or miss him and have to start a new school, meet new friends etc. This decision not only impacts our finances, but our quality of life as well. We will be reunited as soon as the kids finish one more year of school.
Like most people, we have debt. Cars, homes, credit cards, etc. are all so pervasive in our culture that it’s almost weird if you don’t have at least a student loan or a credit card. We have a big hole to dig out of, so we are looking at downsizing our life, selling the house, and *gasp* living in an apartment for a year to increase the size of our shovel. It’s just a house. There will be others. We have no plans to return, or retire here so it makes no sense to hang on to it.
While it seems to be a backward step, going from paying on a mortgage to renting, it’s a relaunch of sorts. Making wiser financial decisions, sacrificing now so that later we can have more options, saying no now, to say yes later. Delayed gratification.
And later, actual financial security.